AINA, Q. .; ABDUL CHALID, D. . THE ROLE OF FINANCIAL LITERACY AND RELIGIOSITY IN THE BNPL MISUSE: THE CASE OF INDONESIA’S GENERATIONS Y AND Z. I-iECONS e-proceedings, [S. l.], v. 10, n. 1, p. 324–339, 2023. DOI: 10.33102/iiecons.v10i1.87. Disponível em: https://epiiecons.usim.edu.my/index.php/eproceeding/article/view/87. Acesso em: 6 feb. 2025.