Shahwan, Syahidawati, et al. “ENHANCING SOCIOECONOMIC RESILIENCE AND EMPOWERMENT THROUGH DIGITAL FINANCIAL LITERACY: A COMPREHENSIVE REVIEW OF STRATEGIES, OUTCOMES, AND FUTURE DIRECTIONS”. I-IECONS E-Proceedings, vol. 11, no. 1, Sept. 2025, pp. 264-76, https://epiiecons.usim.edu.my/index.php/eproceeding/article/view/170.